Marlene, they are both fairly simple. With Ibotta, there are several stores that offer rebates like Walmart, Target, Kroger, Walgreens, Costco, etc. You click on the store you're going shopping at and select things you are going to buy that they offer rebates on. Like 50 cents off of Kraft cheese or 25 cents off of any brand of ice cream. After you select what you want to buy, you just buy it and then scan your receipt. It finds the rebates on your slip and credits you that amount. You have to have a paypal account and once you reach $20, you can request to be paid and it transfers the money to you. I don't make as much money on that app as I like certain brands and I won't buy another brand just to get the rebate. But, I have made about $80 in 1 1/2 years.
The Walmart app is easier to use in that you don't have to figure out ahead of time what you want to buy. After you download the app, you have to go to Walmart.com and open an account. You have to figure out how you want to receive your earnings. You can link it to a credit card, but I don't like linking anything to a credit card. Or, you could link it to one of their refillable gift cards or can request an Ecard which is a virtual gift card. Once you link it to one of those, you are good to go. You just do your normal shopping and then scan your receipt into the Savings Catcher feature on the app. It takes a couple days, but it compares what you bought to several different other stores in your area and if it finds someone had it on sale cheaper, you get the difference. Walmart used to price match ads, but they quit doing that and I think this Savings Catcher is what they replaced it with. When you want to use your earnings, you just select the Walmart Pay on the App and then scan the square QR code at the register and it takes the money from your account. You can use your earnings the next time you shop or you can save it up and use later.
